The rewards for the honest customers who are paying off the repayment term have become the latest hit. Flawless payment morale will bring you lower interest, bonuses or the bank will forgive you several installments. What institutions can you save on the loan?

The remuneration principle is beneficial for both parties. Customers get better conditions and banks encourage debtors to meet the agreed calendar. Pioneer in rewarding clients was Gator Bank, which brought a fresh breeze to the domestic banking market. The Bank started the pioneering method in October 2012. The competition reacted immediately, and now it offers benefits to several banks and installment companies . As with Gator Bank, Domal and UniCredit Bank are rewarded with the product. For other banks, this is only a time-limited offer.

Do I get any discount if I can prove to myself that I am a reliable client by my proper repayment? According to a survey by Gator Bank, 75% of Czechs are interested in applying for a consumer loan. The specific form and amount of remuneration varies across banks , as well as the time to pay the benefit. At Gator Bank, you have a bonus rate from the beginning of the loan, but you can get money back from Dineas bank only after you have paid off your commitment. Although the basic rule is to repay in time, banks also allow for several days’ delay. Yoabank is the most benevolent in this regard. The Client may not owe the installment for more than thirty days. On the contrary, you can only owe Gator Bank for five days, but only 100 crowns. What are the specific conditions for individual banking and non-banking companies?

Yoabank

Yoabank

With Cetel’s Personal Loan, the year can only be 11 months, advertising says. The company returns one installment each year. The amount of the refund is based on the length of the repayment. Discounts apply to all loans with a duration longer than two years. If you have a loan for 25 to 48 months, you only get half the monthly payment. You are entitled to a full reward if you have borrowed for at least 49 months. Initially, Yoabank returned five installments, with the company returning ten even more.

Dineas bank

Dineas bank

Dineas bank attracts customers to return up to CZK 50,000. But he will see his money only after he has paid off the loan. Not everybody can get a fifty thousand bonus. The total amount of remuneration varies from the length of the repayment and the loan amount. The event is currently valid until July 7, but may be extended as it does.

Feta

Feta

From the mid-term repayment, eta promises a loan without any interest. The interest rate reduction will only take place if simple conditions are met. Just arrange a loan for at least three years and pay in time. Zero interest from half of the repayment will be given to all who arrange the loan by the end of June.

Loanes Bank

Loanes Bank

If you take the Loanes Express loan, you can save on installments every year. After twelve months of proper repayment, the interest rate will drop by one percentage point and, of course, the installment will be reduced. This principle is applied every year until the loan is repaid. The offer is valid when the contract is concluded by 31 August 2014, but the bank has already extended the action once.

Domal

Domal

After repaying FÉR, Domal returns a 5% to 20% bonus on the loan amount. Once there is a delay, the bank will only pay half. In the second offense, the entitlement to the remuneration expires.

Housei Credit

Housei Credit

When you repay your loan honestly, it will cost you two times cheaper. Housei Credit will return half of your interest. The bonus is paid out gradually, after twelve months of smooth loan repayment.

Gator Bank

Gator Bank

The bank rewards its customers from the beginning of the loan. When you pay in time, you get a rate of 9.9%. The last installments will be automatically forgiven by Gator Bank. You can also save tens of thousands of crowns.

Big comparison of loans

Big comparison of loans

Many other financial institutions consider their loans so interesting that they do not offer early repayments. Which offer is best for you? In our calculator you can compare not only loans with an action for early repayment, but also all other loans, from both bank and non-bank companies.

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